No, although you are required by law to wear your seatbelt, Louisiana state law prohibits defendants from using evidence of seatbelt non-use against you when you are seeking compensation for your injuries. This is not the case in all states. Some states allow what is referred to as “the seatbelt defense”, and insurance companies will try to convince you that they can use it against you here. You need an experienced Shreveport car accident lawyer standing up for your rights.
Don’t Be Fooled by the Insurance Company
Failure to wear your seat belt is inadmissible in Louisiana car crash lawsuits. It cannot be used as evidence of comparative negligence and cannot be used to reduce your damages. This is according to state law. Insurance company representatives will hope that you don’t know this and try to convince you that you will get less than you deserve or possibly even get nothing because you weren’t wearing your seat belt. Even if you make it clear that you know your rights, many will assume that you are unable to enforce them if you are not represented by an experienced car accident attorney.
When you have been injured in an accident caused by someone else’s negligence, you need full compensation for your injuries so that you can pay your medical bills, replace your lost income, and be covered for the cost of your injuries for the rest of your life if your injuries cause long-term harm. Negligent drivers, and their insurance companies, should not be let off the hook for the harm they cause as a result of their poor choices. Your failure to wear a seatbelt is not what caused your accident, and not to be used as an excuse to underpay.
If you or someone you love has been seriously injured in a Shreveport car accident, while not wearing a seatbelt, please do not fall for the insurance company’s tricks. Call the Law Offices of J. Ransdell Keene at 318-480-0000 or contact us online and schedule your free consultation.